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Feel free to click on the following links for free articles and subscription forms so you can stay informed about all of the complexities and wonders of real estate!! Make informed decisions and take advantage of the virtual buffet of valuable advice below!

ARTICLES FOR BUYERS

MAGIC - When you're thinking about buying a home, take a good look at your financial situation from the perspective of a loan officer. For a lender, not all debts are equal.

E-mail Alert/New Listing Updates - Register for our FREE SERVICE to help home buyers find their dream home in our area. The moment new listings and new prices that match your criteria become available, we will automatically e-mail you.

E-Brochures - Whether you're buying your first home or your tenth, buying a home is one of the biggest investments you'll ever make! There are so many details to consider and so much money on the line. But, if you’re as savvy about home buying as you are about other purchases you make, you know it’s absolutely vital to begin your search armed with the most up-to-date information.

Reports to Help You BUY! - Don’t make the costly mistakes that others -- maybe even close friends -- have made! Stay informed with reports that touch on the following topics: Location, Settlement, First Time Buyers, Buyer Checklist, Negotiation, Healthy Homes, Purchasing Your Next Home, Play Smart, Tire Kicking and Invest Your Rent.

First Time Buyers - ATTENTION! - You're neither rich nor poor, and you're ready to buy your first home. You look around. All those homes on the market! All seemingly priced out of reach! Cheer up. You're not alone. With some solid real estate counseling and some help from lenders and/or sellers and others, you cannot only get your toe in the door, you can own the home too! It just takes some creativity, a few “insider” tips and a bit of homework.

Tire Kicking - If you’re considering buying a home that’s more than a few years old, there may be some hidden problems you can discover before you make a purchase offer. Although putting a professional inspection contingency in the contract will help protect you from surprises, doing your own inspection before making an offer could save you considerable time, money and hassle.

Printed Reports for Buyers - Buying a home raises a lot of questions. We know because we answer those questions every day. Through the years we’ve found some basic questions turn up again and again. Yet different buyers have different needs, and a constantly changing marketplace raises new questions. Our goal is to help you get straight answers to your specific questions. To make it easier for you, we’ve put our experience into a series of special reports on home buying that we’re happy to share with you. We hope these reports will help you develop your own “road map” to finding the home that best suits your needs.

ARTICLES FOR SELLERS

For Sale By Owner (FSBO) Assistance - If you have decided to sell by yourself, we’d still like to work with you. Your buyers may need to sell their old home before they can buy yours, and we’d like to get their names to help them sell. Also, we’d like to stay in touch with you to get names and numbers of people who looked at your home but didn’t buy it. After all, helping people sell and buy homes is our business.

Net Proceeds Analysis - How much cash will you pocket from your sale? Before you sell - or seriously begin home shopping - let us analyze how much profit you will pocket from your home sale. You may be surprised...

What's Your Home Worth? - Sell Your Home for Top Dollar. Thinking of selling your home? Before the "For Sale" sign goes up, you'll need to know what your home is worth. As experts in residential sales, we can conduct a thorough comparative analysis of the local market to determine what your home is worth and how much you could sell it for.

Tell Us What You Need/Needs Assessment - Let’s talk. The more we know about your home sellers’ needs, the better we can tailor our personalized services. Share the strengths and weaknesses of your property - from a prospective buyer’s view - and we can help you sell your home for top dollar.

What Did that Property Sell For? - Want to know what price other homes sold for in your area? We can help. Not only can we tell you what price a specific home sold for, we can also provide a list of recently sold homes in your area. You may be surprised.

E-Brochures to Help YOU Sell! - Don't lose big money because of something small! Find out how to attract buyers and sell your home fast! Request your FREE electronic brochures now, and we'll deliver them to your inbox immediately!

E-Reports to Help YOU Sell - Sometimes the smallest things can make the biggest difference between a home that sells quickly for top dollar and one that languishes for months on the market. Request your FREE electronic reports now, and we’ll deliver them to your inbox immediately!

Get Your Home on the Fast Track! - It's every home seller's dream – a fast sale. In today's market, crossing the finish line first, fortunately, isn't a matter of luck. To win the home-sale race, you have to stay ahead of the pack. Price your property right, market your home competitively, and make sure your home is in move-in condition.

Sale, Sweet Sale! - If you're selling in today's market, you want to make your house outshine the competition. Buyers are most likely to choose your house if it offers something special. We’ll show you 12 ways to make sure you land a "Sale, Sweet Sale” in our FREE electronic report.

Upscale Resale - If you are selling an above-average-price property in an upscale neighborhood, you know your home is unique. You expect an upscale property to be marketed with the same professionalism you demand in every aspect of your life. That’s where our experience selling homes like yours really pays off.

FINANCIAL INFORMATION

How Divorce & Death Affect Home Sale Taxes - The profit you make when selling a home is called “gain” and Uncle Sam may be able to get a piece of it. Fortunately, tax law now excludes from taxation home-sale gains up to $500,000 if you’re married filing jointly or up to $250,000 for single filers -- you can walk away with those amounts tax-free. There is no need to buy a replacement residence as under the old rules.

Find Out How Much Home You Can Buy - To determine how much you can afford, the best approach is to meet with a mortgage lender. The loan officer can prequalify you or, even better, do a more complete "semi-application" and pre-approve you for a mortgage loan. We would be happy to arrange an appointment with a mortgage lender for you.

E-Brochures Regarding Finances - Financing a home is a critical -- and complex -- subject for every home buyer. What you know about mortgage plans, rates, points, lock-ins, taxes, even selecting a lender, can literally save you -- or cost you -- thousands of dollars. Order our FREE money-saving electronic brochures NOW to learn the critical steps you must take to obtain the absolute best mortgage plan available to you!

Ten Savvy Ways to Pay for a Home Today - Different buyers have different mortgage needs. Fortunately, lenders today offer many mortgage options to choose from. Chances are you'll find a mortgage plan that works for you.

MORE FOR LESS - Six Tips for Getting the Best Loan - For most of us, shopping for a new home also means shopping for a home mortgage. In both exercises, you'll want to be a smart shopper. Working together, as your agent we can help you find a home you'll love. Though we can’t guarantee you’ll actually "love" your new mortgage, we can offer you six tips to make sure your financing needs and the lender you're considering are a good match.

RELOCATING

Relocation Package/We Deliver The World - Inbound - Outbound - no matter where you move, we know the market. Through our international network we can get you information on neighborhoods, prices, homes for sale, schools, mortgage lenders any where in the world.

Relocating Has Gotten Easier Since The Last Time You Moved - No matter where you move, we know the market - the neighborhood, the prices, the schools, and the mortgage lenders. We'll help you evaluate your needs and give you the right information for your home search. Let us do the "legwork" for you.

E-Brochures to Smooth Your Relocation - You've probably been collecting boxes and bubble wrap. Soon it will be time to pack up and make your move. Whether you're moving around the world or around the block, the idea of your life locked in a moving van - even for a short time - always brings some stress. Though we can't guarantee you won't be anxious about your move, we can share our expert knowledge on the best ways to prepare for it.

Hidden Advantages of Previously Owned Homes - Although many people prefer to buy new homes, the vast majority of buyers prefer resales. According to the National Association of Realtors, about 75% of homes sold are resales. When home buyers ask us about the merits of buying an "old" versus a newly built home, we show them how resales offer some of the best values in the market today. The news gets better when they see the wonderfully diverse resale selection of appealing styles and sizes in many locations and price ranges. Plus, when the owner goes to sell an "old" home, they have what most buyers are looking for.

Plan the Perfect Relocation - Whether it's a move across the country or across town, the whole process can either go smoothly or have the overtones of a major life crisis. We've been on hand during transferee moves for some time and have come to the conclusion the "little things" make the difference between a smooth move and chaotic one. The secret is in the details that go beyond the usual common-sense procedures of getting belongings from one place to another. You'll have a better chance of a smooth move if you become familiar with the revealing tips found in our FREE electronic report.

GENERAL HOMEOWNER INFORMATION

Inspections - Whether you're buying or selling a home (or both), pay special attention to how a home inspection can serve your interests. A professional home inspection protects both buyers and sellers from legal action sparked by problems found after a home is sold. Buyers have long been advised to include a home inspection contingency in their purchase offers, but now many savvy sellers are getting their homes inspected before putting them on the market.

E-Brochures for the Homeowner - Owning your own home - it's the American Dream! Of course, being a homeowner takes time, energy and money, but we believe it's well worth the effort. To help you successfully face the challenges of homeownership, we offer several FREE electronic brochures with expert information on remodeling, maintenance, taxes and more.

Identity Theft - Protect Your Identity and Your Credit - As the information super-highway expands, thieves have more and more opportunities to steal your financial identity. The Federal Trade Commission reports that as many as half a million Americans have their identities stolen annually--costing them money and affecting their credit ratings.

E-Quotes - Weekly Wisdom - Direct to  you! Your FREE e-Quotes will be delivered directly to you via email. You can opt to receive your e-Quotes on a weekly or monthly basis - the choice is yours! 

Get Your Insider Tips!! - Now you can get our best "insider" tips on owning a home in today’s real estate market. Our FREE e-Tips provide timely, to-the-point advice on all the important issues homeowners face - delivered directly to you via email. You can opt to receive your e-Tips on a biweekly or monthly basis - the choice is yours!

E-Services - Stop Paying Rent! Let Us Show You How and other personalized services!

E-Reports - All First-Time Buyer - Congratulations! You're buying your first home! Ideally, it should be an exciting and memorable time in your life. Unfortunately, for many first-time buyers it can become a rude awakening to the potential pitfalls in the real estate market...pitfalls that drain them of money, time -- or both.